Healthcare financing

Capital structured for the realities of practice life.

Reimbursement cycles, capital equipment, and acquisition opportunities don't line up with bank timelines. Get conventional and alternative options that fit your practice — laid out side-by-side, with the trade-offs explained.

$30K – $2M
Funding range
24–48h
Time to fund
< 3 min
Application time
Soft pull
No score impact
Why owners come to us

Capital tuned to how healthcare actually run.

  • Acquire a practice — partner buyout, retirement transition, or roll-up
  • Finance imaging, dental chairs, lab equipment, or office buildout
  • Bridge insurance reimbursement and provincial billing cycle gaps
  • Add a provider — recruiting bonus, signing incentive, and first-year payroll
  • Refinance business-purpose practice debt into a longer-amortization structure
How it works

Three steps from application to funded.

01

Apply in 3 minutes

Soft credit pull only. Connect your bank or upload statements — no impact to your score.

02

Compare real offers

See every product your business qualifies for side-by-side. No estimates, no bait pricing.

03

Funded fast

Sign electronically and funds typically land in 24 to 48 hours of acceptance.

FAQ

Healthcare financing — common questions.

What credit score do I need to qualify for a conventional practice loan?+

660+ is the typical floor; 700+ unlocks better terms. Personal financials and business cash flow matter more than the score alone.

Can I finance 100% of a practice acquisition?+

lenders finance up to 90% of eligible costs like equipment and leaseholds, and Canadian practice lenders often go higher on strong deals. Any balance is typically a seller note or buyer equity injection.

How long does a conventional practice loan take?+

2 to 6 weeks end-to-end. We compress that by preparing the package upfront and pre-qualifying with lenders before you submit.

I have a thin balance sheet but strong revenue — do I qualify?+

Frequently yes. RBF and certain term loans underwrite primarily on practice revenue and provider productivity rather than personal collateral.

What about equipment financing?+

Imaging, chairs, lab equipment, and IT can be financed as a stand-alone equipment facility or rolled into a term loan, depending on size and use.

More questions in our full FAQs →

Ready to fund your company's future?

Three minutes to apply. Soft credit pull only. Real, comparable offers — not estimates.